Mortgage Rates

Rates subject to change daily.

Effective as of May 22, 2013

All products not available in all offices. Please contact your local office for availability.



Mortgage Rates

TermInterest RateAPR*
30 Year FHA**3.625%3.873%
30 Year Conv Fixed***3.75%3.998%
15 Year Conv Fixed****2.875%3.123%

Contact us at 1-800-955-LOAN about other loan programs such as our 10 or 20 year Conventional Fixed Rate, 3/1 Adjustable Rate, 5/1 Adjustable Rate, and Jumbo loans.


*Annual Percentage Rate. This is not an offer of credit and is subject to the terms and conditions of Worthington Federal Bank, not all borrowers will qualify, subject to approval and underwriting standards, restrictions may apply. APR based on program availability and subject to change at any time. Rates are for purchases and refinances $175,000 and greater, conventional limits of $417.000. No cash out. APR may vary with amount financed. Equal Housing Lender, Member FDIC.


**Example: $175,000, 30 years, 3.873% APR~ = $822.71 monthly payment (Principal and Interest only)


***Example: $175,000, 30 years, 3.998% APR~ = $835.28 monthly payment (Principal and Interest only)


****Example: $175,000, 15 years, 3.123% APR~ = $1,218.90 monthly payment (Principal and Interest only)