Vacation Home Mortgages
One home is nice, but two is nicer. If you're looking to purchase a vacation home, beach house, or condo in the city, we can get you the financing you need.
Qualifying second homes can get the same rate as primary residence loans, so you can keep your payments lower. Our personalized approach to service ensures that you will get the loan that works for you. Contact one of our loan experts today to get started.
- Summary
- Competitive interest rates
- Various financing options
- Fixed and adjustable rate mortgages (ARMs)
- Flexible terms
- Local underwriting and servicing
- Experienced advisors
- Personalized service
- Easy application process
Check out our Mortgage Loan calculator.
- Fixed vs. Adjustable Rates
Fixed Rate Mortgages
With fixed rate mortgages, your payments stay the same throughout the life of your mortgage. This makes it easier to budget your money, since you always know exactly what your house payment will be.
Adjustable Rate Mortgages (ARMs)
With an adjustable rate mortgage, after an initial period, your rate changes annually based on current market conditions. With an ARM, your initial payments are lower than with a fixed rate loan, but after a certain amount of time, the rate changes, and your payments will go up. If you plan to move, resell, or are expecting to be making more money by that time, this option might appeal to you.
