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  Our Locations
Home Office
Huntsville, Alabama
Phone (256) 536-5626
Toll Free (800) 239-8562
Loan Servicing (866) 962-5170
24-Hour ATM
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Personal Loan Products

New Car Loans
In the market for a new car, Worthington Federal Bank finances up to 90% of the sales prices (including tax, title, licensing fees, etc.) with fixed rates and terms ranging from 36 months up to 60 months.

Used Car Loans
Not ready to purchase a new car or searching for a second vehicle, Worthington Federal Bank offers used auto loans with financing up to 85% of the “sales price” or current NADA “retail value” with fixed rates and terms ranging from 24 months up to 48 months.

Personal Loans Unsecured
Looking to borrow funds for an emergency, travel expenses, wedding or small repairs, Worthington Federal Bank offers personal unsecured loans with terms ranging from 24 months up to 48 months.

Personal Loans Secured
Borrowing funds may sometimes seem difficult but with a personal secured loan borrowing can be much easier.  Secure your personal loan with collateral such as cash value in an insurance policy, stock or other marketable securities, etc. with terms ranging from 24 months up to 48 months.

New Boat/Recreational Vehicles Loans
Purchasing a new Boat or Recreational Vehicles can be expensive. However, with Worthington Federal Bank financing up to 90% of the sales price (including tax, title, licensing fees, etc.) and terms ranging from 36 months up to 60 months, your purchase can be much easier.

Used Boat/ Recreational Vehicles Loans
Worthington Federal Bank offers great rates and terms from 24 months to 48 months on used Boats/RVs with financing up to 90% of the sales price or current BVB (Boat Value Book) or Marine Survey “retail value”.

Deposit Account Loans
A great way to establish or repair credit is to borrow using your own deposit account as collateral. A deposit account loan allows you to borrow up to 95% or your deposit account balance as collateral at a low rate, based on your current deposit rate.

Home Equity Line of Credit
Most likely, your home is your best investment. So if you are looking for a return on your investment Worthington Federal Bank offers Home Equity Lines of Credit with financing up to 100% on a revolving line of credit.

Fixed Rate Home Equity Loan
At times large expenses come unexpectedly. That’s one reason why Worthington Federal Bank offers Home Equity Loans. With Worthington Federal Bank you can borrow up to 100% of the equity in your home with a fixed rate.

Call Your Nearest Branch or Contact us Online for More Information. 

Worthington Federal Bank does not discriminate against any credit applicant on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or if the individual has exercised in good faith any right under the Consumer Credit Protection Act, or on any other prohibited basis.  The Bank complies with all fair lending laws and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), the Fair Housing Act, the Community Reinvestment Act (CRA) and the Fair and Accurate Credit Transaction Act (FACT).
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