Deposit Rate Sheet
Deposits Insured by FDIC
Rates subject to change daily.
Effective as of July 16, 2010
All products not available in all offices. Please contact your local office for availability.
| Savings Accounts ($100 Minimum Deposit) |
| Min Bal to Earn Interest |
Interest Rate |
Annual Percentage Yield |
| $0 - $999.99 |
.25% |
.25% |
| $1,000 and over |
1.00% |
1.00% |
| Interest is accrued daily compounding quarterly. Service charges may reduce the earning. The Annual Percentage Yield is variable and subject to change without notice. Contact your local office for other savings account products. |
|
| Huntsville, AL - Certificates of Deposit ($1,000 Minimum Deposit) |
| Term |
Interest Rate |
Annual Percentage Yield |
| 3 Months |
.50% |
.50% |
| 6 Months |
.95% |
.95% |
| 12 Months |
1.29% |
1.30% |
| 18 Months |
1.39% |
1.40% |
| 24 Months |
1.59% |
1.60% |
| 30 Months |
1.64% |
1.65% |
| 36 Months |
1.99% |
2.00% |
| 48 Months |
2.23% |
2.25% |
| 60 Months |
2.53% |
2.55% |
| Compounded Quarterly. Substantial penalty for early withdrawal. Same rates apply to IRA accounts. Rates may differ according to the market area. |
|
| High Interest Plus (HIP) Account |
| Min Bal required to earn interest |
Interest Rate |
Annual Percentage Yield |
| .00 |
1.49% |
1.50% |
| Interest is accrued daily compounded monthly. Service charges may reduce the earning. The Annual Percentage Yield is variable and subject to change without notice. |
|
| Advantage Money Market Account ($100 Minimum Deposit) |
| Rate Tiers |
Interest Rate |
Annual Percentage Yield |
| $0 - $9,999.99 |
.50% |
.50% |
| $10,000 - $24,999.99 |
.75% |
.75% |
| $25,000- $49,999.99 |
.85% |
.85% |
| $50,000 - $99,999.99 |
1.15% |
1.15% |
| $100,000 - $249,999.99 |
1.39% |
1.40% |
| $250,000 & OVER |
1.59% |
1.60% |
| Interest is accrued daily compounded monthly. Service charges may reduce the earning. The Annual Percentage Yield is variable and subject to change without notice. |
|
|
