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  Deposit Rates
Find out the latest rates for CDs, Money Market, Checking, Savings, and more.
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  Our Locations
Home Office
Huntsville, Alabama
Phone (256) 536-5626
Toll Free (800) 239-8562
Loan Servicing (866) 962-5170
24-Hour ATM
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Savings Accounts

Certificates of Deposit
For funds that can be invested for extended periods of time, earn higher rates of interest guaranteed for the term of the CD. With as little as $1,000 you can open a CD and select a maturity period that fits your financial needs.

Individual Retirement Accounts
Worthington Federal Bank offers Traditional, Education or Roth IRAs to help make your retirement years more comfortable.

Simple Savings
With an initial deposit of $100 you can open an account and earn competitive rates. Maintain a daily balance of $100 throughout the statement cycle to avoid the $6 monthly maintenance fee. Interest is accrued daily compounding quarterly.

Youth Savings
It's never too early, or late, to start a savings account for your child. With an initial deposit of $25 you will have a valuable tool to help introduce your child to the world of banking.  Interest is accrued daily compounded quarterly.

Christmas Club
With an initial deposit of $25, you can start to save for the holidays. Begin making your deposits by March and your distribution will be transferred to your Worthington Federal Bank checking account on November 1st. Interest is accrued daily compounded quarterly.
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